Legal statement

The FCA requires that certain information be provided to the client prior to business being transacted so that the relationship between the client and the firm is clearly stated and understood.

Some of our documents use the Keyfacts logo required by the Financial Conduct Authority (FCA). To access the FCA's own website, The Money Advice Service, for more details on this and other money matters click here.

Please download and read the following documents, most of which we have provided in Adobe Acrobat format.

Client Agreement	Our Client Agreement which we will ask you to sign at the first meeting if you wish to appoint us to act on your behalf.
Data Protection Notice	Our Data Protection Notice and consent declaration
Fact Find	Use this to complete your personal details then save to your own computer and email it to us. Please ensure you are using the most recent up to date version of Adobe (see link below) or it may not save the details input.
Data Protection Policy	Our Data Protection Policy statement
Data Retention Policy	Our Data Retention Policy statement
Defined Benefit Pension Transfers - Conflict of Interest Policy	Our Conflict of Interest Policy for Defined Benefit Pension Transfers
Core Values and Ethics - Pavis Policy	Our Core Values and Ethics policy
Treating Customers Fairly - Pavis Policy	Our Treating Customers Fairly policy
Vulnerable Client Policy	Our Vulnerable Client Policy
Care Fees Planning Handbook	An excellent guide to care fees planning covering a wide range of areas that might be relevant for those with care needs on their minds.

Adobe Acrobat reader is available, free, from the Adobe web site. Click on the logo below: